FCA Authorised Claims Specialists

Lost money to a scam?
We help you recover it.

We've helped recover over £130 million for victims of online scams. Our team works on a no-win, no-fee basis — you only pay if we successfully recover your money.

£130M+
Recovered for clients
FRN 937096
FCA authorised
No win, no fee
Free assessment
UK regulated firm
Confidential & secure
Free assessment in 24h
Takes under 60 seconds

Check if you can claim

Tell us briefly what happened. A specialist will assess your case and call you back — free, no obligation.

Step 1 of 3
What type of scam were you a victim of?
Step 2 of 3
Approximately how much did you lose?
Step 3 of 3
Where can our specialist reach you?
A specialist will call you back. Free, confidential, no obligation.
Your information is secure and never shared.

Thank you

A specialist will call you back shortly. You can also book a time that suits you using the calendar link.

Book a time now
Simple Process

How we recover your money

A clear three-step process led by our experienced claims team.

01

Tell us what happened

Complete our short form. A specialist contacts you within 24 hours to understand your case in detail.

02

Free case assessment

We review the circumstances of your loss and tell you honestly whether you have grounds to claim — at no cost.

03

We pursue your claim

Our team handles the entire process with your bank, escalating to the Financial Ombudsman where appropriate.

Why Choose Us

Trusted by thousands of victims across the UK

FCA regulated

Authorised and regulated by the Financial Conduct Authority. FRN 937096.

£130M+ recovered

Real results for real victims. We've helped thousands of clients reclaim what was taken from them.

No win, no fee

You only pay if we recover your money. No upfront cost, no risk to you.

Expert support

Our specialists handle your case from start to finish, dealing with banks and the Financial Ombudsman directly.

Cases We Handle

Types of scams we recover from

If you've fallen victim to any of these, you may be entitled to a refund.

Crypto scams

Fake exchanges, investment platforms, and wallet impersonation.

Investment scams

Fake brokers, Ponzi schemes, and high-yield frauds.

Safe account scams

Bank impersonation, HMRC, police, and authority scams.

Purchase scams

Goods or services paid for that never arrived.

Romance scams

Money sent to someone you met online who deceived you.

Invoice scams

Fake invoices and intercepted payment redirections.

Job task scams

Fake remote jobs requiring upfront deposits or task work.

Other scams

Lost money another way? Get in touch — we'll review your case.

Frequently Asked

Common questions

Is Online Refund really FCA regulated?

Online Refund is operated by Refundee Ltd, a claims management company authorised and regulated by the Financial Conduct Authority. Our FCA Firm Reference Number is 937096. You can verify our authorisation directly on the FCA Register.

What does ‘no win, no fee’ actually mean?

It means you don't pay anything upfront. Our case assessment is free. You only pay a fee if we successfully recover money for you, calculated as a percentage of the amount recovered. Full details of our fees are available in our fee structure and Summary of Key Information.

How long does the recovery process take?

Most cases take between 8 and 16 weeks, depending on complexity and whether your bank disputes our claim. Cases that escalate to the Financial Ombudsman may take longer. Your specialist will give you a realistic timeline once they've reviewed your case.

Do I have a strong case?

Every case is different. UK banking regulations, including the Contingent Reimbursement Model (CRM) Code and APP fraud reimbursement rules, give scam victims significant rights. Our specialists will assess your situation honestly and tell you whether we believe a claim is viable — at no cost.

Why do you ask for my phone number?

Scam recovery cases require detailed conversation to understand what happened. A specialist will call you back at a time that suits you. We never share your details with third parties for marketing purposes — see our Privacy Policy.

What if my bank already refused to refund me?

This is very common — and it doesn't mean your case is closed. Many of our successful claims involve clients whose initial complaint was rejected by their bank. We escalate to the Financial Ombudsman where appropriate.

Can I cancel after I sign up?

Yes. You can cancel free of charge at any time before a redress offer has been made on your case. Once a redress offer has been made, our fee becomes payable. To cancel, call us on 020 4525 4600 or email enquiries@refundee.com.

Don't wait — every day matters

The sooner you start your claim, the stronger your case. Get a free assessment today.

Check if you can claim