Sofia Bergström
Background
Sofia leads OnlineRefundee's recoveries across Sweden, Norway, Denmark and Finland from Stockholm. She has extensive experience working with Finanstilsynet (Norway and Denmark), Finansinspektionen (Sweden), and Finanssivalvonta (Finland).
Sofia holds a Master's in Financial Law (Juristprogrammet, ekonomisk-juridisk inriktning) from Stockholm University (2016) and completed the Advokatexamen. She is admitted as a Swedish advokat (member of Sveriges Advokatsamfund).
Sofia specialises in the pig-butchering pattern — the romance-investment hybrid that has grown fastest in the Nordics since 2024. She works closely with the Swedish, Norwegian, Danish and Finnish police cybercrime units on victim intake and evidence preservation.
The Nordic countries have some of the most trusting populations in Europe — and scammers know this. A well-executed pig-butchering scam here can take 4–6 months to unfold. The victim doesn't lose money because they were greedy. They lose money because they were in love, or in a real friendship, with someone who never existed.
Career
Areas of expertise
Languages
- Swedish — native
- English — C2
- Norwegian — C1
- Danish — B2
- Finnish — B1
Committees, memberships and appointments
- Sveriges AdvokatsamfundFull member.
- Nordic Financial Crime Practitioners' ForumFounding member, 2023.
- Finansinspektionen — external practitioner liaisonContact, 2023 – present.
Selected writing & commentary
- "Pig-butchering in the Nordics: patterns and recovery pathways 2023–2025" — Nordic Journal of Financial Regulation, 2025.
Analysis of 80 cross-Nordic cases and the coordination models between the four national FSAs. - Contributor — Dagens Nyheter, Aftenposten, Berlingske (selected pieces, 2023 – present).
Have you lost money to a scam?
Sofia and the Nordic team recover funds from unauthorised brokers, crypto exchanges and pig-butchering scams across Sweden, Norway, Denmark and Finland. Free 60-second assessment.
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