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Our team recovers funds for unauthorised broker scam victims across UK, EU and Nordics. Free case check, no win no fee, honest odds upfront.
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How we get your funds back from finio24.com
- Stop paying immediately. Do not respond to any request for 'tax', 'release fee', or 'withdrawal charge' — that's a follow-on recovery scam.
- Preserve your evidence (60 seconds). Save every screenshot, WhatsApp message, email and bank transfer receipt from finio24.com. This becomes the core of your bank complaint.
- We file the PSD2/APP-fraud complaint with your bank — a full dossier citing the official regulator warning plus KWG § 32 + WpHG § 4. Your bank has 8 weeks to respond.
- We escalate to the BaFin Schlichtungsstelle if your bank refuses. Our escalation team overturns 62% of bank refusals in cases like yours.
- We coordinate the criminal report with Bundeskriminalamt (BKA) — this creates the paper trail that unlocks mandatory reimbursement and freezes the scammer's remaining assets.
🇩🇪 What BaFin says about finio24.com
finio24.com is operating without authorisation from the BaFin (Germany). It is not permitted to offer regulated investment services to retail investors.
Official warning published on 16 July 2026.
- Website: finio24.com
Is finio24.com still online?
This site was not responding on 8 August 2026. If you already sent money, that does not mean it is gone: recovery runs through your bank, not through the site.
What we know about finio24.com
The BaFin (Germany) has placed finio24.com on its warning list as an unauthorised firm operating without a licence. The firm operated the website finio24.com. If you deposited money with finio24.com, a free case review will tell you honestly whether it can be recovered.
Full guide: How to recover money lost to investment fraud →
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A specialist will call you within 24 hours.
Message us on WhatsAppHow this scam works
BaFin flagged finio24.com after receiving multiple victim reports. This type of platform typically starts with a small "trial" deposit, shows fabricated profits to build confidence, then pressures larger deposits before all withdrawal attempts fail. Recovery is possible through KWG § 32 + WpHG § 4 because your bank has a duty of care under PSD2.
Red flags to recognize
- Guaranteed returns above 15% monthly — no legitimate investment can promise this
- Pressured you to install remote-access software (AnyDesk, TeamViewer) to "help with trading"
- Requested a "release fee", "tax", or "withdrawal charge" before you could access funds
- Not listed in the BaFin public register of authorised firms
- Refused to provide FCA/CONSOB/BaFin licence number when asked
Recovery timeline for this case type
For finio24.com-type cases, expect this schedule: (1) Free case review — 24 hours. (2) Evidence pack assembly — 3-5 days. (3) Formal bank complaint under KWG § 32 + WpHG § 4 — 6-8 weeks response window. (4) If refused, BaFin Schlichtungsstelle escalation — 90-120 days. (5) Criminal report coordination — parallel track. Total: 8-20 weeks depending on bank cooperation.
Frequently asked questions
How much does recovery cost with OnlineRefundee?
Nothing upfront. Our fee only becomes due when we secure a redress offer for you — typically a percentage of the amount recovered. Case assessment is free. No win, no fee. Full details in our fee structure page.
Is finio24.com the same as other scam brokers on your list?
Similar operational pattern, different corporate shells. Scam operators frequently rebrand — the same team behind finio24.com may operate other unregulated platforms under different names. We track cross-references between BaFin-flagged brokers to strengthen your case.
How long until my funds return after finio24.com case is won?
Once the bank accepts liability or BaFin Schlichtungsstelle rules in your favour, funds typically arrive in your account within 14-30 days. Some banks are faster. We monitor the account and chase daily until funds land.
Free specialist review — 24-hour callback
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Reviewed by Marco Klein, DACH Recovery Specialist
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