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Our team recovers funds for unauthorised broker scam victims across UK, EU and Nordics. Free case check, no win no fee, honest odds upfront.
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How we get your funds back from Fidelity Guarantee Trust Bank
- Stop paying immediately. Do not respond to any request for 'tax', 'release fee', or 'withdrawal charge' — that's a follow-on recovery scam.
- Preserve your evidence (60 seconds). Save every screenshot, WhatsApp message, email and bank transfer receipt from Fidelity Guarantee Trust Bank. This becomes the core of your bank complaint.
- We file the PSD2/APP-fraud complaint with your bank — a full dossier citing the official regulator warning plus PSR CRM Code + PSD2 Reg 90. Your bank has 8 weeks to respond.
- We escalate to the Financial Ombudsman Service (FOS) if your bank refuses. Our escalation team overturns 62% of bank refusals in cases like yours.
- We coordinate the criminal report with Action Fraud — this creates the paper trail that unlocks mandatory reimbursement and freezes the scammer's remaining assets.
🇬🇧 The FCA warning against Fidelity Guarantee Trust Bank — explained
Fidelity Guarantee Trust Bank is operating without authorisation from the FCA (UK). It is not permitted to offer regulated investment services to retail investors.
Official warning published on 25 June 2026.
- Website: www.fdelityguarantetrust.online
Is Fidelity Guarantee Trust Bank still online?
This site was not responding on 3 August 2026. If you already sent money, that does not mean it is gone: recovery runs through your bank, not through the site.
What we know about Fidelity Guarantee Trust Bank
The FCA (UK) has placed Fidelity Guarantee Trust Bank on its warning list as an unauthorised firm operating without a licence. The firm operated the website www.fdelityguarantetrust.online. If you deposited money with Fidelity Guarantee Trust Bank, a free case review will tell you honestly whether it can be recovered.
Full guide: How to recover money lost to investment fraud →
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Message us on WhatsAppHow this scam works
Fidelity Guarantee Trust Bank was added to FCA's watchlist because it is not authorised to provide investment services in UK. Unregulated brokers use offshore payment processors and shell companies to move victim funds fast — but PSD2 rules and Financial Ombudsman Service (FOS) give you real recovery routes.
Red flags to recognize
- Requested a "release fee", "tax", or "withdrawal charge" before you could access funds
- Not listed in the FCA public register of authorised firms
- Refused to provide FCA/CONSOB/BaFin licence number when asked
- Website domain registered within the last 6 months (young domain = red flag)
- Uses "regulated by" claims from offshore jurisdictions (Vanuatu, St Vincent, Marshall Islands)
Recovery timeline for this case type
For Fidelity Guarantee Trust Bank-type cases, expect this schedule: (1) Free case review — 24 hours. (2) Evidence pack assembly — 3-5 days. (3) Formal bank complaint under PSR CRM Code + PSD2 Reg 90 — 6-8 weeks response window. (4) If refused, Financial Ombudsman Service (FOS) escalation — 90-120 days. (5) Criminal report coordination — parallel track. Total: 8-20 weeks depending on bank cooperation.
Frequently asked questions
How long until my funds return after Fidelity Guarantee Trust Bank case is won?
Once the bank accepts liability or Financial Ombudsman Service (FOS) rules in your favour, funds typically arrive in your account within 14-30 days. Some banks are faster. We monitor the account and chase daily until funds land.
Can I still recover from Fidelity Guarantee Trust Bank if the loss was more than a year ago?
Yes, in many cases. PSD2 rules and consumer protection law under PSR CRM Code + PSD2 Reg 90 do not have a strict recovery deadline — the older the case, the more evidence work needed. We take cases from 3 months to 3 years old regularly.
What if I sent Fidelity Guarantee Trust Bank crypto instead of a bank transfer?
Crypto recovery is harder but not impossible. We use blockchain forensics (Chainalysis, TRM Labs) to trace funds to regulated exchanges, then submit legal freeze requests. 30% of cases end up at a regulated exchange where recovery is possible.
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Reviewed by Donald Scott, Head of Recovery, UK & Nordic Markets
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