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Our team recovers funds for unauthorised broker scam victims across UK, EU and Nordics. Free case check, no win no fee, honest odds upfront.
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The Ficbank recovery process — what we do for you
- Stop paying immediately. Do not respond to any request for 'tax', 'release fee', or 'withdrawal charge' — that's a follow-on recovery scam.
- Preserve your evidence (60 seconds). Save every screenshot, WhatsApp message, email and bank transfer receipt from Ficbank. This becomes the core of your bank complaint.
- We file the PSD2/APP-fraud complaint with your bank — a full dossier citing the official regulator warning plus local securities law. Your bank has 8 weeks to respond.
- We escalate to the financial ombudsman in your country if your bank refuses. Our escalation team overturns 62% of bank refusals in cases like yours.
- We coordinate the criminal report with your national fraud unit — this creates the paper trail that unlocks mandatory reimbursement and freezes the scammer's remaining assets.
🇦🇹 The FMA warning against Ficbank — explained
Ficbank is operating without authorisation from the FMA (Austria). It is not permitted to offer regulated investment services to retail investors.
Official warning published on 8 July 2026.
Is Ficbank still online?
This operation is not part of our automated daily uptime checks, so we cannot say whether its website is online right now. The regulator warning for Ficbank remains in force. If anyone claiming to represent Ficbank contacts you, treat it as high risk — and never pay any fee to "release" funds.
What we know about Ficbank
The FMA (Austria) has placed Ficbank on its warning list as an unauthorised firm operating without a licence. If you deposited money with Ficbank, a free case review will tell you honestly whether it can be recovered.
Full guide: How to recover money lost to investment fraud →
Got it — your case is in safe hands
A specialist will call you within 24 hours.
Message us on WhatsAppHow this scam works
Ficbank was added to FMA's watchlist because it is not authorised to provide investment services in Austria. Unregulated brokers use offshore payment processors and shell companies to move victim funds fast — but PSD2 rules and financial ombudsman in your country give you real recovery routes.
Red flags to recognize
- Requested a "release fee", "tax", or "withdrawal charge" before you could access funds
- Not listed in the FMA public register of authorised firms
- Refused to provide FCA/CONSOB/BaFin licence number when asked
- Website domain registered within the last 6 months (young domain = red flag)
- Uses "regulated by" claims from offshore jurisdictions (Vanuatu, St Vincent, Marshall Islands)
Recovery timeline for this case type
Time-to-recovery for Ficbank victims varies by the payment method used and bank cooperation. Card payments and SEPA transfers under local securities law have a mandatory 8-week response window. Crypto transfers require blockchain forensics — add 2-3 weeks. Cash-app style transfers depend on the platform. Escalation to financial ombudsman in your country adds 90-120 days on average. Our team drives the process forward at every stage.
Frequently asked questions
Can I recover funds from Ficbank if my bank already refused?
Yes — this is one of the most common scenarios we win. Under local securities law, your bank must justify a refusal in writing. We appeal the decision, submit evidence they missed, and escalate to financial ombudsman in your country. Our team overturns 62% of first-round bank refusals.
How much does recovery cost with OnlineRefundee?
Nothing upfront. Our fee only becomes due when we secure a redress offer for you — typically a percentage of the amount recovered. Case assessment is free. No win, no fee. Full details in our fee structure page.
Is Ficbank the same as other scam brokers on your list?
Similar operational pattern, different corporate shells. Scam operators frequently rebrand — the same team behind Ficbank may operate other unregulated platforms under different names. We track cross-references between FMA-flagged brokers to strengthen your case.
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Reviewed by Marco Klein, DACH Recovery Specialist
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