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Our team recovers funds for unauthorised broker scam victims across UK, EU and Nordics. Free case check, no win no fee, honest odds upfront.
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Our refund process for Rubinax victims
- Stop paying immediately. Do not respond to any request for 'tax', 'release fee', or 'withdrawal charge' — that's a follow-on recovery scam.
- Preserve your evidence (60 seconds). Save every screenshot, WhatsApp message, email and bank transfer receipt from Rubinax. This becomes the core of your bank complaint.
- We file the PSD2/APP-fraud complaint with your bank — a full dossier citing the official regulator warning plus Wft Art. 2:96. Your bank has 8 weeks to respond.
- We escalate to the Kifid (Klachteninstituut Financiële Dienstverlening) if your bank refuses. Our escalation team overturns 62% of bank refusals in cases like yours.
- We coordinate the criminal report with Politie Landelijke Eenheid — this creates the paper trail that unlocks mandatory reimbursement and freezes the scammer's remaining assets.
🇳🇱 The AFM warning against Rubinax — explained
Rubinax is operating without authorisation from the AFM (Netherlands). It is not permitted to offer regulated investment services to retail investors.
Official warning published on 28 July 2026.
- Website: https://www.rubinax.com
Is Rubinax still online?
We check this site every morning. On 5 August 2026 it was still responding at www.rubinax.com. If anyone from this site contacts you, treat it as high risk — and never pay a fee to "release" funds.
What we know about Rubinax
The AFM (Netherlands) has placed Rubinax on its warning list as an unauthorised firm operating without a licence. The firm operated the website www.rubinax.com. If you deposited money with Rubinax, a free case review will tell you honestly whether it can be recovered.
Full guide: How to recover money lost to investment fraud →
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Message us on WhatsAppHow this scam works
AFM flagged Rubinax after receiving multiple victim reports. This type of platform typically starts with a small "trial" deposit, shows fabricated profits to build confidence, then pressures larger deposits before all withdrawal attempts fail. Recovery is possible through Wft Art. 2:96 because your bank has a duty of care under PSD2.
Red flags to recognize
- Website domain registered within the last 6 months (young domain = red flag)
- Uses "regulated by" claims from offshore jurisdictions (Vanuatu, St Vincent, Marshall Islands)
- Trading platform shows unrealistic profits that always go up (fake pricing engine)
- Impossible to withdraw even small test amounts — always some technical issue
- Aggressive sales tactics: told you the opportunity closes today
Recovery timeline for this case type
Recovery from Rubinax follows a clear process. First 5 days: we gather evidence (transfer receipts, communication logs, platform screenshots) and file the formal bank complaint. Next 6-8 weeks: the bank investigates under PSD2 obligations set by Wft Art. 2:96. If the bank refuses, we escalate to Kifid (Klachteninstituut Financiële Dienstverlening) within 72 hours. Ombudsman decisions typically take 3-4 additional months. In parallel we coordinate criminal reporting.
Frequently asked questions
Can I recover funds from Rubinax if my bank already refused?
Yes — this is one of the most common scenarios we win. Under Wft Art. 2:96, your bank must justify a refusal in writing. We appeal the decision, submit evidence they missed, and escalate to Kifid (Klachteninstituut Financiële Dienstverlening). Our team overturns 62% of first-round bank refusals.
How much does recovery cost with OnlineRefundee?
Nothing upfront. Our fee only becomes due when we secure a redress offer for you — typically a percentage of the amount recovered. Case assessment is free. No win, no fee. Full details in our fee structure page.
Is Rubinax the same as other scam brokers on your list?
Similar operational pattern, different corporate shells. Scam operators frequently rebrand — the same team behind Rubinax may operate other unregulated platforms under different names. We track cross-references between AFM-flagged brokers to strengthen your case.
Free specialist review — 24-hour callback
Start free assessment → WhatsApp specialist →No upfront fees · we never ask for your bank login
Reviewed by Lars van den Berg, Benelux Recovery Specialist
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