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Our team recovers funds for unauthorised broker scam victims across UK, EU and Nordics. Free case check, no win no fee, honest odds upfront.
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Our refund process for Malachi Funeral Pty Ltd victims
- Stop paying immediately. Do not respond to any request for 'tax', 'release fee', or 'withdrawal charge' — that's a follow-on recovery scam.
- Preserve your evidence (60 seconds). Save every screenshot, WhatsApp message, email and bank transfer receipt from Malachi Funeral Pty Ltd. This becomes the core of your bank complaint.
- We file the PSD2/APP-fraud complaint with your bank — a full dossier citing the official regulator warning plus FSCA FMA s.6. Your bank has 30 weeks to respond.
- We escalate to the FAIS Ombud if your bank refuses. Our escalation team overturns 62% of bank refusals in cases like yours.
- We coordinate the criminal report with SAPS Hawks — this creates the paper trail that unlocks mandatory reimbursement and freezes the scammer's remaining assets.
🇿🇦 What FSCA says about Malachi Funeral Pty Ltd
Malachi Funeral Pty Ltd is operating without authorisation from the FSCA (South Africa). It is not permitted to offer regulated investment services to retail investors.
Official warning published on 3 August 2026.
Is Malachi Funeral Pty Ltd still online?
This operation is not part of our automated daily uptime checks, so we cannot say whether its website is online right now. The regulator warning for Malachi Funeral Pty Ltd remains in force. If anyone claiming to represent Malachi Funeral Pty Ltd contacts you, treat it as high risk — and never pay any fee to "release" funds.
What we know about Malachi Funeral Pty Ltd
The FSCA (South Africa) has placed Malachi Funeral Pty Ltd on its warning list as an unauthorised firm operating without a licence. If you deposited money with Malachi Funeral Pty Ltd, a free case review will tell you honestly whether it can be recovered.
Full guide: How to recover money lost to investment fraud →
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Message us on WhatsAppHow this scam works
Behind Malachi Funeral Pty Ltd is the classic investment-scam playbook: a website that looks like a legitimate broker, an "account manager" who WhatsApps you daily, and a dashboard showing fake profits. When you try to withdraw, they demand a "release tax" — that fee is the scam.
Red flags to recognize
- Uses "regulated by" claims from offshore jurisdictions (Vanuatu, St Vincent, Marshall Islands)
- Trading platform shows unrealistic profits that always go up (fake pricing engine)
- Impossible to withdraw even small test amounts — always some technical issue
- Aggressive sales tactics: told you the opportunity closes today
- Provided a "personal account manager" who chats daily to build trust
Recovery timeline for this case type
Recovery from Malachi Funeral Pty Ltd follows a clear process. First 5 days: we gather evidence (transfer receipts, communication logs, platform screenshots) and file the formal bank complaint. Next 6-8 weeks: the bank investigates under PSD2 obligations set by FSCA FMA s.6. If the bank refuses, we escalate to FAIS Ombud within 72 hours. Ombudsman decisions typically take 3-4 additional months. In parallel we coordinate criminal reporting.
Frequently asked questions
Can I still recover from Malachi Funeral Pty Ltd if the loss was more than a year ago?
Yes, in many cases. PSD2 rules and consumer protection law under FSCA FMA s.6 do not have a strict recovery deadline — the older the case, the more evidence work needed. We take cases from 3 months to 3 years old regularly.
What if I sent Malachi Funeral Pty Ltd crypto instead of a bank transfer?
Crypto recovery is harder but not impossible. We use blockchain forensics (Chainalysis, TRM Labs) to trace funds to regulated exchanges, then submit legal freeze requests. 30% of cases end up at a regulated exchange where recovery is possible.
Can I recover funds from Malachi Funeral Pty Ltd if my bank already refused?
Yes — this is one of the most common scenarios we win. Under FSCA FMA s.6, your bank must justify a refusal in writing. We appeal the decision, submit evidence they missed, and escalate to FAIS Ombud. Our team overturns 62% of first-round bank refusals.
Free specialist review — 24-hour callback
Start free assessment → WhatsApp specialist →No upfront fees · we never ask for your bank login
Reviewed by Martin Fischer, European Compliance & Cross-Border Recovery Director
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