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Our team recovers funds for investment platform scam victims across UK, EU and Nordics. Free case check, no win no fee, honest odds upfront.
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Our refund process for FMO Investment victims
- Stop paying immediately. Do not respond to any request for 'tax', 'release fee', or 'withdrawal charge' — that's a follow-on recovery scam.
- Preserve your evidence (60 seconds). Save every screenshot, WhatsApp message, email and bank transfer receipt from FMO Investment. This becomes the core of your bank complaint.
- We file the PSD2/APP-fraud complaint with your bank — a full dossier citing the official regulator warning plus Wft Art. 2:96. Your bank has 8 weeks to respond.
- We escalate to the Kifid (Klachteninstituut Financiële Dienstverlening) if your bank refuses. Our escalation team overturns 62% of bank refusals in cases like yours.
- We coordinate the criminal report with Politie Landelijke Eenheid — this creates the paper trail that unlocks mandatory reimbursement and freezes the scammer's remaining assets.
🇳🇱 Why AFM flagged FMO Investment
FMO Investment is operating without authorisation from the AFM (Netherlands). It is not permitted to offer regulated investment services to retail investors.
Official warning published on 4 August 2026.
- Website: https://FMOInvestment.com
Is FMO Investment still online?
On 5 August 2026 this site refused our connection. Sites that filter visitors by country are common in this type of operation — it may still be live for people in the countries it targets.
What we know about FMO Investment
The AFM (Netherlands) has placed FMO Investment on its warning list as an unauthorised firm operating without a licence. The firm operated the website FMOInvestment.com. If you deposited money with FMO Investment, a free case review will tell you honestly whether it can be recovered.
Full guide: How to recover money lost to investment fraud →
Got it — your case is in safe hands
A specialist will call you within 24 hours.
Message us on WhatsAppHow this scam works
FMO Investment was added to AFM's watchlist because it is not authorised to provide investment services in Netherlands. Unregulated brokers use offshore payment processors and shell companies to move victim funds fast — but PSD2 rules and Kifid (Klachteninstituut Financiële Dienstverlening) give you real recovery routes.
Red flags to recognize
- Trading platform shows unrealistic profits that always go up (fake pricing engine)
- Impossible to withdraw even small test amounts — always some technical issue
- Aggressive sales tactics: told you the opportunity closes today
- Provided a "personal account manager" who chats daily to build trust
- Encouraged you to hide the investment from family or bank staff
Recovery timeline for this case type
Recovery from FMO Investment follows a clear process. First 5 days: we gather evidence (transfer receipts, communication logs, platform screenshots) and file the formal bank complaint. Next 6-8 weeks: the bank investigates under PSD2 obligations set by Wft Art. 2:96. If the bank refuses, we escalate to Kifid (Klachteninstituut Financiële Dienstverlening) within 72 hours. Ombudsman decisions typically take 3-4 additional months. In parallel we coordinate criminal reporting.
Frequently asked questions
Is FMO Investment the same as other scam brokers on your list?
Similar operational pattern, different corporate shells. Scam operators frequently rebrand — the same team behind FMO Investment may operate other unregulated platforms under different names. We track cross-references between AFM-flagged brokers to strengthen your case.
How long until my funds return after FMO Investment case is won?
Once the bank accepts liability or Kifid (Klachteninstituut Financiële Dienstverlening) rules in your favour, funds typically arrive in your account within 14-30 days. Some banks are faster. We monitor the account and chase daily until funds land.
Can I still recover from FMO Investment if the loss was more than a year ago?
Yes, in many cases. PSD2 rules and consumer protection law under Wft Art. 2:96 do not have a strict recovery deadline — the older the case, the more evidence work needed. We take cases from 3 months to 3 years old regularly.
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Reviewed by Lars van den Berg, Benelux Recovery Specialist
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